Employee Benefits - Southwest Nova Insurance Inc.
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Employee Benefits

Group insurance provides for the well-being of employees and their families

Employee Benefits


Group insurance provides for the well-being of employees and their families. Eac’h plan has unique objectives, recognizing the diversity of your workforce. Pulling from a suite of benefits we build plans to protect your most important assets, your team!


  • Health Benefits- prescription medication, medical supplies, paramedical services (massage, chiropractor, physio therapy, etc), vision, hospital, nursing and travel.
  • Dental Benefits – cleanings, fillings, extractions, x-rays, root canals, and more major expenses such as caps, crowns, dentures, and orthodontics
  • Pooled Benefits -life insurance, accidental death, short term disability, long term disability and critical illness

Additional benefits available:


  • Investment options – Group pensions, RRSP, TFSA’s, & retirement planning
  • Best Doctors – when you need answers, get an expert medical opinion from world renowned specialists so you can have the answers and confidence to make informed decisions about your health.
  • EAP – assists employees and their families with personal problems and/or work-related problems that may impact their job performance, health, mental and emotional well-being.
  • Cost Plus – is a CRA approved program that allows non-insured medical expenses to be paid for using corporate dollars vs. after tax personal dollars
  • Telehealth- allows people to receive medical advice, diagnosis, treatment & prescriptions electronically or by phone in real time, 24 hours a day.

Our Services Include:


• Needs analysis
• Plan design
• Plan implementation
• Administrative support
• Claims resolution
• Renewal rate analysis
• Cost containment
• Plan marketing

Joseph Kinsman

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